Returns the number of periods for an investment based on periodic, constant payments and a constant interest rate 基于固定利率和等额分期付款方式,返回一项投资或贷款的期数
In terms of the risk duration, the reform brings about two kinds of risks : periodic risk and enduring risk, namely interest rate risk. 根据风险的持续时间,市场化改革带给商业银行的风险分为阶段性风险和恒久性风险,其中主要是恒久性风险,即利率风险。
Firstly, it classifies the interest rate risk in commercial banks into periodic risk and unvarying risk based on the reform process of interest rate marketing. 首先,结合利率市场化改革的进程将商业银行面临的利率风险分成阶段性风险和恒久性风险两种类型。
The periodic risk derived from the reform period and have the characteristic of periodic as well as systemic; unvarying risk is the key point of interest risk management and exists in the general process of commercial bank ' interest rate operation. 阶段性风险产生于改革转轨时期,具有阶段性和系统性的特点:恒久性风险存在于商业银行市场化利率经营的始终,是利率风险管理的重点。