According to the data from the China Insurance Regulatory Commission Web site terms, the insufficient solvency of insurance companies account for about 11.7 % of the total number of insurance companies, the Insurance Solvency become a hot issue to discuss community once again. 由保监会网站上的数据来看,偿付能力不足的保险公司约占保险公司总数的11.7%,保险偿付能力再次成为社会各界讨论的热点问题。