But what is individually rational for any prudent bank, collectively risks bringing closer the danger each is trying to avoid. 但是,对任何一家审慎的银行来说符合个体理性(IR)的行为,合在一起却可能促使各家银行都竭力避免的危机更快到来。
Mechanism design theory has demonstrated that in general, no efficient, incentive-compatible, interim individually rational, and budget-balanced mechanism exists. 机制设计理论已经证明,在一般情况下,同时满足有效率的分配、个人理性、激励相容、预算平衡的机制是不存在的。