While most property insurance policies specity a maximum dollar limit, whether they pay replacement costs or actual cash value depends on the terms of the policy. 尽管绝大多数财产险种的保单都有一具体的最大数量的赔偿额,它们是否赔偿重置费用或实际的现金价值取决于保险单的条款。
A US central banker once told me his estimate for the actual storage cost was somewhere between 1 and 2 per cent of the cash value. 美联储一位官员曾对我说,他估计实际存储的成本介于现金价值的1%至2%之间。