Advanced credit learns from domestic and foreign business development experience to solve the bank credit card business development. 借鉴国内外先进的信用卡业务发展经验,提出解决工行信用卡业务发展的途径。
Under the circumstances of interest rate adopted of the market principle and the implementation Basel ⅱ, it is an important challenge for the commercial bank to study the pricing models by using advanced credit risk pricing technology. 在我国利率市场化以及巴塞尔新资本协议实施的双重背景下,应用国际上先进的信用风险定价技术,研究贷款定价模型,是当前商业银行经营决策中面临的一项重大挑战。
As the most advanced credit country, with its progression of more than 100 years, the United States has formed the leading credit rating system in the world. 作为世界上信用最发达的国家,经过百余年的发展,美国形成的比较完善的信用评级体系代表了评级理论发展的最前沿。
The international banking industry has at-tached great importance to the VaR-based credit risk model, and applied it as an advanced credit risk assessment technology in banking business. 国际银行业非常重视,已开始将以VaR为基础的信贷风险模型作为先进信贷风险评估管理技术应用于银行业实务。
Mr drzik says his company is likely to try to help domestic and international banks establish advanced consumer credit rating systems and private banking divisions for wealthy individuals and to reform sprawling branch networks. 德理表示,他的公司可能会尽力帮助国内外银行,建立先进的消费者信用评级体系,和针对富人的私人银行业务,并改革无序的银行分支网络。